Agreement for Participation in the FIND YOUR SHINE ON-LINE PROGRAM

This Agreement is Made Between, AJOY HOLDINGS LLC and Client

Welcome to the start of something transformational and sensational! Congratulations on investing in yourself and your happiness, I can’t think of anything more important! Life rewards action and you just took a huge action step, I can’t wait for you to experience the rewards!

Please read this information carefully. This agreement is between you and AJOY Holdings LLC (hereafter “Company” or “us” or “we”) and sets forth the terms and conditions of your participation in our program known as “Find Your Shine On-Line Program”. You are entering into the Find Your Shine On-Line Program with the understanding that you are responsible for creating your own decisions and results.

You are agreeing to the following terms and conditions as stated below.

Should you have any questions, please contact us at

Program Description

+60 days of participation inside of the Find Your Shine On-Line Program

+2 Live Group Coaching sessions per month (4 total) - all recorded and available to re-listen to

+Transformational Online Lessons (8 weeks of videos and slide presentations) + Bonuses

+Access to a private Facebook Group for additional support

+Access to the online lessons even after the Program ends


+Access to Find Your Shine Virtual Workshops when offered

+Additional Meditations & Inspirational Video Content in the Bonus Section of the on-line version of the course.


As the Coach, the Company is to provide:

+Transformational online materials that assist you with connecting to your purpose

+Accountability, coaching and support provided via our private Facebook Group

+Answers to questions during coaching calls and group calls and tools to help you reach your intentions for the program

As the participant, you agree that you will:

+Be open to new ideas

+Show up to our group coaching when scheduled on time

+Ask questions and interact where applicable

+Be open to interact and share with others in the group in a kind, considerate and supportive manner. (Negative or abusive behavior will not be permitted and is grounds for cancelling your participation in the Program.)

+Be willing to be and do outside of your comfort zone.

+Be respectful of others in the group and keep all information shared by others confidential.

+Be open and honest with yourself, with others and with me.

+Not make sales pitches unless permission is granted.

+Not record events or seminars to protect confidentiality.

+Not share your Find Your Shine Program login calls details with others.

Scheduling and Timing.

Contacting Company: Should you need to reach us between Group Coaching Calls, please contact us between 9:00am-5:00pm PST Mondays through Fridays by e-mail only at Please note that we are unable to reply by phone or text. We will do our best to respond to you within 24 hours. Please note that e-mails between Group Coaching Calls are for general inquiries and quick questions pertaining to your Program and you will receive laser-coaching e-mail responses. Your best option for detailed answers is to ask any questions in the Facebook group.

Investment and Payment.

Payment: You agree that you are financially able and willing to invest in this Program by choice, and by so doing, you are not in any way incurring any economic hardship.

Investment Price is - $997 OR a special Discount Price of $697 only where applicable


Payment Plan Option-

- $267 per month at regular course listed price or

All associated deposits must be made at the time you register for the course. If you are paying by payment plan, your investment is 6 month payment plan with the first installment being paid upon registration with remaining installments to be paid in 30 day increments after that.


You agree to keep all information exchanged during the Program in strict confidentiality. You agree that you will not disclose confidential information that is shared by yourself or any other Program participant to anyone else outside of the Program. The Program Materials, and usernames and passwords provided to you are confidential and must not be given to or shared with anyone else outside the Program either.

Intellectual Property Rights.

We retain all ownership rights to the materials provided to you through your participation in the Program. The copyrighted and original materials are being provided to you for your individual use only and with a single-user license. You are not authorized to share, copy, distribute, or otherwise disseminate any Program materials you receive electronically or otherwise without our prior written consent. All intellectual property, including the copyrighted Program materials, shall remain our sole property and no license to sell or distribute my materials is granted or implied to you. You agree not to reproduce, duplicate, copy, sell, broadcast, transfer, trade, resell or exploit for any commercial or personal purposes, any portion of the Program, including any of the Program materials. You agree that any breach or anticipated breach by you will cause irreparable harm and you agree to injunctive relief to prevent unauthorized use, at your expense and without bond.

Personal Responsibility, Disclaimer & Release of Claims.

Personal Responsibility & Assumption of Risk: You acknowledge that you take full responsibility for your health and well-being and all decisions made before, during and after your Program. We have used care in preparing the information provided to you, but all of our information, programs and services are made available to you as self-help tools for your own personal, non-commercial use and for informational and educational purposes only. You acknowledge that you take full responsibility for your health, life and well-being, as well as the health, lives and well-being of your family and children (where applicable), for all decisions now and in the future. You expressly assume the risks of the Program for your use, or non-use, of the information provided. Your use of this information is at your own risk, and you absolve us of any liability or loss that you, or your family or children (if applicable) or any other person, may incur from your or their use of the information provided. You agree that you are personally responsible for your results, and that your success depends primarily on your own effort, motivation, commitment and follow-through. You accept and understand that results differ by each individual, and therefore, specific results cannot be guaranteed or warranted. You also understand that you are expressly assuming all of the risks of the Program, whether or not such risks were created or exacerbated by the Program. And you agree that in no event will Company or any of its principals be liable for any amounts exceeding the payments made to us by you.


We explicitly state that while serving in the role of an Intuitive Results Coach, we are not, nor are we holding ourselves out to be, a doctor, psychologist, therapist, licensed nutritionist, registered dietician, or spiritual counselor or any other kind of medical practitioner in any way at any time before, during or after your Program. Nothing contained in this Program is intended to be a substitute for the medical diagnosis or treatment that can be provided by your own physician, therapist, or another qualified healthcare practitioner. We explicitly state that the information provided to you is not for the purposes of diagnosing, preventing, treating or curing any health problem or disease, and is not to be construed as psychological counseling or any type of psychotherapy. In the event that you feel the need for professional counseling or therapy, it is your own responsibility to see a licensed professional. You always should seek the advice of your own physician or another qualified healthcare practitioner regarding any specific medical condition or mental health condition you may have. Do not start or stop taking any medications because of anything you have read or received from us through this Program. You also agree that you consent to the full Disclaimer which may be found on the Company’s website.

Limitation of Liability, Indemnification, and Release of Claims.

We will not be held responsible in any way for the information that you request or receive through this Program. By signing this Agreement, you fully and completely hold harmless, indemnify and release us and any of our principals and any other of our employees, shareholders, directors, staff, consultants, contractors, agents, or anyone affiliated with us from any and all liability, damages, causes of action, allegations, suits, sums of money, claims and demands whatsoever, in law or equity, that you ever had, now have or will have in the future against us, arising from your participation in or in any way related to the Program, with the exception of acts of gross negligence, even if we were aware in advance of the possibility of any such claim.

Other Important Terms.

Cancellation and Termination:

Should Company choose to terminate this Agreement at any time, Company will provide you with 72 hours written notice via e-mail. Any outstanding payments for services that already have been provided to date are immediately due and payable, and any payment that has been made for the Program will be refunded pro rata for services that have not yet been provided.

If, for any reason, you work through the first two modules of the course (the first 14 days) and are not totally happy, we will refund your enrolment cost. Should you choose to terminate this Agreement, notify Company within 14 days of purchase of the Program. I offer this guarantee because I have complete faith in this program, and I know that if you commit to doing the work, taking action, and taking personal responsibility for your own life, then you will have everything you need to transform your life. Due to the nature of this online course being 8 weeks, there should be no expectation of overnight success, as implementation takes time. You will have everything you need to get started, and if you’re prepared to commit to the learning process and immerse yourself in these strategies consistently, it is possible to achieve far and beyond a return on your investment.

If you do wish to terminate the Agreement:

(1) Refunds must be requested in writing to within 14 days of purchasing the course to be eligible.

(2) You’ll be asked to hand in all completed work that has been required in the first 2 modules. All videos must have been watched and all PlaySheets completed.

(3) Once the Company has been notified, within 14 days after purchase of the course, that you are seeking a refund, your Program access and payment charges will be put on hold.
(5) No refunds will be provided if we are not notified during the 14 day refund period.
(6) ‘Change of mind’ refunds are not permitted in any circumstance.

Negative, abusive behaviour will not be permitted in the group. If conduct is deemed to be unacceptable by Company, we reserve the right in our sole discretion to cancel your membership without a refund and without recourse.

Any personal grievances must be addressed privately to Notwithstanding the provisions of this section, all other terms of this Agreement, including all Investment, Refund Policy, and Intellectual Property terms, will still apply even after termination by either of us.

Notice: All correspondence or notice required regarding the Program shall be made to and to you at the e-mail address you provided during your enrolment in the Program. Should your e-mail address or contact information change at any time throughout the course of the Program, it is your responsibility to provide your new contact information to Company within 72 hours of any such change.

Entire Agreement, Assignment, Survivability and Waiver:

This Agreement contains our entire agreement. This Agreement may be modified or amended at any time if the amendment is made in writing and is signed by both of us. You may not assign your rights or obligations under this Agreement to anyone else. The failure to enforce any provision of this Agreement shall not be construed as a waiver or limitation of the right to later enforce and compel strict compliance with every part of this Agreement. In the event that any part of this Agreement is deemed invalid or unenforceable, it shall not affect the validity or enforceability of any of the remaining portions of the Agreement which shall be severed and remain in full force.

Governing Law:

This Agreement shall be construed according to the laws of the State of California without regard to its choice of laws/conflict of laws principles.

Dispute Resolution:

It is hoped that should we ever have any differences, we could be able to work them out through a phone conversation or e-mail correspondence. However, should a dispute ever arise between us, we agree now that we will submit exclusively to binding arbitration. Prior to seeking arbitration, you must submit your complaint to Company with full details about your dissatisfaction with your Program via e-mail to me at You understand and agree now that the only remedy that can be awarded to you through arbitration is full refund of your Payment made to date. No award of consequential or of any other type of damages may be granted to you. Any judgment on an arbitrator’s award, if made, is binding and may be entered into any court having the appropriate jurisdiction. By signing this Agreement you are agreeing to a modification of the statute of limitations such that any arbitration must be commenced within one (1) year of the date of the act, omission, or other conduct complained of as submitted by you in email, or shall otherwise be forfeited forever. You also agree that you are irrevocably consenting to personal jurisdiction in Contra Costa County, California in the event of any disputes between us. You also agree that should arbitration take place, it will be held in Contra Costa County, California, and the prevailing party shall be entitled to all costs of the arbitration, all reasonable legal fees and costs arising out of the dispute or necessary to enforce the Agreement.


In the event of a dispute between us, you agree to not engage in any conduct or communications, public or private, including social media, designed to make “extrajudicial” statements or to disparage the Program or me in an effort to gain advantage in the dispute. Where requested by law or arbitration, of course, you are not prohibited from sharing your thoughts and opinions as a part of the legal process.